FIRST TIME HOME BUYER
Assess Your Finances
- Check your credit score & savings.
- Determine your budget.
- Get pre-approved for a mortgage.
Find the Right Home
- Hire a real estate agent (if desired).
- Search for homes & attend showings.
- Narrow down your choices.
Make an Offer & Negotiate
- Submit an offer with contingencies.
- Negotiate price & terms with the seller.
- Sign a purchase agreement.
Secure Financing
- Finalize your mortgage application.
- Home appraisal & lender approval.
Complete Inspections & Due Diligence
- Schedule a home inspection.
- Address any repair requests or renegotiate.
- Review disclosures & HOA rules (if applicable).
Prepare for Closing
- Secure homeowners insurance.
- Review closing disclosure & loan details.
- Arrange for a final walkthrough.
Close the Deal
- Sign closing documents.
- Pay closing costs & down payment.
- Receive the keys & move in!